The United States Housing Authority or USHA was founded in the year 1937. Its mission was to lend money to citizens from the lower income group to construct low cost homes. The project initially included around 650,000 people. Ever since then USHA has done considerable work in improving the conditions and standards of living across the country.
With ever-rising incomes and the strategic work undertaken by the United States Housing Authority, the country has seen a sharp decline in the number of people living in slums.
Public Housing Authorities Directors Association
PHADA or the Public Housing Authorities Directors Association was formed in the year 1979 and has more than 1900 professional administrators all across the country whose job is to procure funding for low income housing programs.
The USA Housing Authority has one goal: To provide good housing facilities to all. USHA is doing all it can to make sure it achieves its goal.
Department Of Housing and Urban Development
HUD, an abbreviation for the US Department for Housing and Urban Development has two important goals:
- To provide homeownership to all residents of America and,
- To develop Housing Communities.
HUD was created under the Department of Housing and Urban Development act of 1965. It was just a cabinet level agency at that time. HUD today is actively working towards improving the lifestyles and standards of living of all residents in the country, no matter which income-segment they fall in.
Housing Programs under HUD
HUD’s housing programs include:
- Single family Housing
- Multi-Family Housing.
- Housing Communities.
The Council of Large Public Housing Authorities
CLPHA is a national level, non-profit organization that is constantly striving to develop more civic and comfortable housing through public education, research and support.
The Housing Authority in America can be divided into two categories:
STATE HOUSING AUTHORITIES
The USA Housing Authority has delegated work to both the State level and City level.
Housing Authority of The City of Los Angeles
HACLA or the Housing Authority of The City of Los Angeles, one of the largest in America offers reasonably priced houses in LA for buyers of all segments. The Authority procures the funds from HUD, in order to carry out its activities. Along with HUD, there are a number of other State Level Organisations, City Level Organisations, Community based organisations and non-profit organisations as well as private developers who are into funding HACLA.
The New York City Housing Authority
NYCHA or the New York City Housing Authority also offers inexpensive, safe and respectable housing options for people of middle as well as lower income groups. It is the largest housing Authority in the Northern Region with over 13,000 employees working with it and is single-handedly responsible for constructing more than 178,000 apartments in the city.
Along with the government housing authorities, there are a number of private housing agencies operating in the region. One of them is Housing Works, which is into providing housing facilities to the homeless and people from low-income groups who are living with HIV.
Harris County Housing Authority
The Harris County Authority was created with a mission to provide affordable and comfortable housing communities to lower income groups.
Some of their current housing development programs include:
- Development of Affordable Housing Communities by making use of low-income tax credit.
- Managing Single-room occupancy program and low-income occupancy program.
Visit them at www.hchatexas.org
Housing Authority For Americus
The Housing Authority o Americus is dedicated to providing excellent housing facilities to American Families, housing facilities that are safe, good quality and very affordable.
Chicago Housing Authority
Chicago Housing Authority is dedicated to its mission, i.e. to change the face of Chicago Public Housing.
Philadelphia Housing Authority
The Philadelphia Housing Authority is into developing affordable houses for city dwellers with average incomes. It is primarily funded by the Federal Government but also works as a partner with the State and City Housing Authorities as well as a number of private investors.
FEDERAL HOUSING AUTHORITIES
The Federal Housing Administration, which is a subsidiary of HUD and an agency of Federal Government, is into providing insurance against private loans. It assures lenders against the risk of giving home loans.
The face of the property market in the country has completely changed owing to the development of housing authorities, real estate agents and homebuilding corporations.